Consumer Financing

We advise banks, finance companies and other credit providers on consumer financing and related security arrangements. Our work includes the drafting and review of credit agreements, guarantees and security documentation, as well as advice on pre-contractual information, credit assessments, contractual processes, amendments and the administration of existing agreements. We also advise on related regulatory requirements, including the Norwegian Lending Regulation.

The Norwegian Financial Agreements Act is central to this area. Harald Sætermo has authored a comprehensive commentary on the Act for publication by Universitetsforlaget. This work, combined with his extensive experience from private practice and the banking sector, provides exceptional insight into the Act, its European-law background and its application to financial products and customer processes.

We also advise on complaints and disputes arising from consumer-finance products and customer relationships, drawing on our knowledge of the underlying law, documentation and product context.